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“Life After High School” Scholarships .

Guaranteed Scholarships We have a limited number of applications available for your school in our GUARANTEED SCHOLARSHIP program $6.6 BILLION IN FUNDING AVAILABLE WE SPECIALIZE IN PRIVATE SECTOR FUNDING SCHOLARSHIPS, FELLOWSHIPS, GRANTS & AWARDS WOULD YOU LIKE A FREECOLLEGE EDUCATION? EVERYONE QUALIFIES FOR 6 TO 25 SCHOLARSHIPS! WE GUARANTEE IT! ACT NOW! WRITE FOR YOUR APPLICATION

COMMON MYTHS ABOUT SCHOLARSHIPS MYTH #1:  Billions of dollars in scholarships go unclaimed annually. MYTH #2:  I can identify my background and characteristics and there will be a scholarship specifically for people like me. MYTH #3:  Every student with a 3.5+ GPA deserves a scholarship.

Reality The cost of higher education is increasing dramatically each year. Some would have us believe that more financial aid and scholarships are being made available. The reality is students and parents will have to bare the majority of the ever increasing financial load for post secondary education.

Scholarships-What are they? A gift in aid applied toward educational or associated expenses. Based on specific criteria determined by sponsor. Gift does not have to be repaid as long as conditions of sponsor are met. Awarded on one or a combination of the following: ACEDEMIC ACHIEVEMENT APTITUDE SPECIAL TALENT COMMUNITY SERVICE LEADERSHIP & SCHOOL ACTIVITIES RESIDENTIAL LOCALE FUTURE GOAL INTENDED MAJOR AFFLIATION HANDICAP, ETHNICITY OR NATIONAL HERITAGE

Scholarships-What are they? Some sponsors use nationally competitive standardized test scores for selection screening. Some sponsors use a combination of scores, grades, essays, recommendations and even interviews for selection. Scholarships may be need-based, but most are merit-based. Scholarships are only one part of the Financial Aid Package.

THE FINANCIAL AID PACKAGE GRANTS GRANTS ARE GIFT AID AND DO NOT HAVE TO BE REPAID MAY COME FROM THE FEDERAL GOVERNMENT THROUGH THE COLLEGE FINANCIAL AID OFFICE MAY COME FROM THE COLLEGE OR UNIVERSITY BASED ON FINANCIAL NEED, I.E. THE DIFFERENCE BETWEEN THE EXPECTED FAMILY CONTRIBUTION & THE COST OF A YEAR AT THAT SCHOOL NORMALLY ONLY AVAILABLE TO UNDERGRADUATE STUDENTS MAY INCLUDE FULL OR PARTIAL TUITION AND FEE WAIVERS

THE FINANCIAL AID PACKAGE LOANS MUST BE REPAID INTEREST ACCUMULATES AT BETWEEN 5-9% INTEREST MAY BE FEDERALLY SUBSIDIZED SOME LOANS MAY HAVE DEFERRED PAYMENT PLANS WORK STUDY EMPLOYMENT OPPORTUNITIES ON OR OFF CAMPUS IN THE COMMUNITY FINANCIAL NEED MAY OR MAY NOT BE A PREREQUISTE PROVIDED BY FEDERAL AND STATE GOVERNMENTS EMPLOYER AND GOVERNMENT FUNDING SHARE SALARY UP TO 40% OF EMPLOYMENT OPPORTUNITIES MAY BE PARAPROFESSIONAL

SCHOLARSHIPS DO NOT HAVE TO BE REPAID AS LONG AS THE CONDITIONS OF THE SCHOLARSHIP ARE MET AWARDED ON THE BASIS OF MERIT CRITERIA MAY HAVE A FINANCIAL NEED CRITERIA ATTACHED MAY BE AVAILABLE THROUGH INDIVIDUAL DEPARTMENTS AND COLLEGES

TYPES OF SCHOLARSHIPS NATIONALLY COMPETIVE SCHOLASHIPS AWARDED SOLELY ON THE BASIS OF MERIT USUALLY AWARDED BY LARGE CORPORATIONS OR ORGANIZATIONS OFTEN REQUIRE A PRESCRIBED PERFORMANCE ON A STANDARDIZED TEST (PSAT/SAT/ACT) MAY ALSO CONSIDER GPA, RIGOR OF HIGH SCHOOL COURSES, ESSAY AND RECOMMENDATIONS MAY BE APPLIED TO A WIDE RANGE OF COLLEGES OR UNIVERSITIES MAY BE MATCHED BY COLLEGES OR UNIVERSITIES EXAMPLES: NATIONAL MERIT SCHOLARSHIPS Top 1/2  of 1 percent of college bound juniors taking  the PSAT Coca-Cola Scholars SAE Engineering Scholarship Toyota Community Scholars

College & University Awarded USUALLY REQUIRES SUBMITTING A FINANCIAL AID FORM MAY BE AWARDED ON THE BASIS OF MERIT OR FINANCIAL NEED OR BOTH MANAGED BY THE FINANCIAL AID OFFICE OF THE COLLEGE OR UNIVERSITY APPLICABLE ONLY TO THE COLLEGE GRANTING THE AWARD MAY BE PROVIDED BY PUBLIC, PRIVATE OR CORPORATE FUNDS EXAMPLES: Institutional Scholarships, Dean’s Scholarship, Alumni Scholarship, GTE Math/Science Education Scholarship, Private Endowments, Research Grants

COLLEGE & UNIVERSITY  DEPARTMENTAL SCHOLARSHIPS AWARDED BY A SPECIFIC DEPARTMENT OR COLLEGE WITHIN THE UNIVERSITY SEPARATE FROM THE FINANCIAL AID OFFICE AWARDS MAY OR MAY NOT BE AWARDED BASED ON NEED USUALLY BASED ON MERIT, DECLARED MAJOR OR SPECIAL TALENT Examples: WSU College of Agriculture & Home Economics Scholarship Engineering Department Scholarship Athletic Scholarships Special Talents, e.g., leadership, drama, art, music, forensics

OTHER SOURCES LOCAL AND STATE CORPORATIONS FRATERNAL ORGANIZATIONS LABOR & PROFESSIONAL ORGANIZATIONS RELIGIOUS ORGANIZATIONS VETERAN’S ORGANIZATIONS U.S. ARMED SERVICES PRIVATE INDIVIDUALS, ENDOWMENTS AND MEMORIALS NON-PROFIT AGENCIES SERVICE ORGANIZATIONS

EXAMPLES OF NATIONAL SCHOLARSHIPS DISCOVER CARD TRIBUTE AWARD (Juniors Only) TOOLS FOR TOMORROW WASHINGTON CROSSING FOUNDATION

EXAMPLES OF STATE SCHOLARSHIPS AMERICAN SOCIETY OF CIVIL ENGINEERS KCPQ-TV/EWING C. KELLY SCHOLARSHIP PEMCO GOOD CITIZEN SCHOLARSHIP WASHINGTON AWARD FOR VOCATIONAL EXCELLENCE (WAVE) WASHINGTON PULP & PAPER FOUNDATION WASHINGTON RETIRED TEACHER ASSOCIATION WASINGTON STATE PTA FINANCIAL GRANT

EXAMPLES OF LOCAL SCHOLARSHIPS BELLINGHAM EDUCATION ASSOCIATION BELLINGHAM ELKS MOST VALUABLE STUDENT BELLINGHAM PUBLIC SCHOOLS FOUNDATION DOLLARS FOR SCHOLARS BIRGER SOLBERG MEMORIAL SCHOLARSHIP INDUSTRIAL CREDIT UNION OF WHATCOM COUNTY JEFF HEIDINGSFELDER MEMORIAL SCHOLARSHIP LOIS JEAN ROBERTS MEMORIAL NURSING SCHOLARSHIP PHIL MILLARD MEMORIAL SCHOLARSHIP PEACE ARCH CHAPTER AMERICAN BUSINESS WOMEN’S ASSOCIATION WHATCOM STUDENT ATHLETE SCHOLARSHIP

Scholarship Information Update http://wwwshs1.bham.wednet.edu

SCHOLARSHIP SCAMS BEWARE OF FRAUDULENT SCHOLARSHIP OFFERS IF YOU MUST PAY MONEY TO GET MONEY, IT MAY BE A SCAM SCAMS IMITATE LEGITIMATE SPONSORS WITH OFFICIAL SOUNDING NAMES... NATIONAL FEDERAL FEDERATION DIVISION ADMINISTRATION FOUNDATION BEWARE OF ANY REQUIRING AN APPLICATION FEE GUARANTEED WINNING & LOSING ELIGIBLITY REQUIREMENTS ARE GOOD WARNING SIGNS OTHER TIPS: TYPING & SPELLING ERRORS MAIL DROP FOR A RETURN ADDRESS NO PHONE NUMBER FOR INQUIRIES BEWARE OF LOW INTEREST LOANS THAT REQUIRE YOU TO PAY MONEY UP FRONT REMEMBER:  IF IT SOUNDS TOO GOOD TO BE TRUE IT PROBABLY IS!!

Scholarship Search Services Scholarship Search Services: charge a fee to compare your profile with a database. DO NOT AWARD SCHOLARSHIPS DO NOT HELP YOU APPLY FOR SCHOLARSHIPS The Guarantee offered by these services is worthless. The Guarantee is that they will find X number of sources for which you can apply, not be awarded. Search Services use the same databases that are available free through many sources.

“Life After High School”